The first Jones baby

My name is candy and my husband and I have been trying to have a child for 13 years now. Neither one of us have any kids we went through iui 2 times to get pregnant and it didn't work and he dont know why. My doctor said I would need to do an ivf in order to have a child and at the moment we need help with that amount so any thing would help I'm 40 and my husband is 37 and after a while I won't be able to have any kids so please help us