Being a parent

My name is lalo and I am trying to start a family of my own. I was in a 10-year relationship and was hoping we started a family when we got to our 30s but we ended up ending the relationship and now that I am 33 I would like to be a parent. Helping out will help me not use my 401k or take a loan and put myself in debt to start a family of my own. I would like to put money in a college fund for my future child and not pay for loans to have a child.